Pro Tool

📈 Opt-Out ROI Calculator

Model the revenue impact of opting out of an umbrella leasing arrangement. Find your break-even patient retention rate — and whether opting out makes financial sense for your practice.

Umbrella Network to Opt Out Of

Annual Revenue Through This Network ($)

Estimated Fee Suppression vs. Your Usual Fees 15%

5% (minimal)40% (severe)

Patient Retention After Opt-Out — % who stay OON 60%

0% (all leave)100% (all stay)

Average OON Reimbursement You'd Collect (% of billed)

Typical OON plans pay 60–80% of UCR. Enter your estimate.

Estimates are based on inputs you provide and PayorMap's general model of umbrella network economics. Actual outcomes depend on your specific network contract, patient plan types, local market dynamics, and carrier opt-out procedures. Consult your network agreements and legal counsel before exercising opt-out rights.