Data & benchmarking / TERM EXPLAINED

Machine-Readable File (MRF)

A structured data file published in a format designed for automated processing; qualifying payors publish specified in-network rate information under applicable rules.

A dental practice example

A carrier's in-network file contains fee entries and provider references.

Why it matters for reimbursement

File publication creates rate evidence but not a verified provider-specific contract or actual claim payment.

What to verify

Preserve source links, publication dates and matching confidence in analyses.

FROM DEFINITION TO DECISION

Turn reimbursement questions into evidence.

PayorMap helps dental groups connect disclosed negotiated rates, provider and network context, and contract details to meaningful benchmarking questions. Coverage and mapping confidence vary by payor and market.