THE PAYORMAP REFERENCE LIBRARY

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Dental reimbursement, PPO networks, CDT codes, and contract language—explained for the people responsible for getting paid correctly.

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Dental reimbursement

Allowed Amount

The amount a dental plan recognizes for a covered service under its applicable benefit and payment rules; it is not automatically the amount the plan pays.

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Dental codes & benefits

Alternate Benefit

A benefit provision that bases payment on an alternative covered treatment instead of the treatment furnished, subject to plan language.

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Contracting & negotiations

Assignment Clause

A provision governing whether rights or duties under an agreement can transfer to another entity.

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Contracting & negotiations

Audit Rights

Contract provisions permitting review of specified records, claims or payment practices under defined procedures.

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Dental reimbursement

Billed Charge

The amount a practice submits on a claim before contractual adjustments, adjudication or patient cost sharing.

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Revenue cycle management

Bundling

Treating multiple reported procedures as part of one payable service under applicable payer coding or benefit rules.

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Revenue cycle management

Claim Adjudication

The evaluation of a claim against eligibility, coverage, coding, network and payment rules to determine its disposition.

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Revenue cycle management

Claim Denial

A determination that some or all of a submitted claim is not payable under the applied rules.

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Contracting & negotiations

Contract Amendment

A mutually accepted modification to an existing agreement, including fee exhibits or program terms.

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Contracting & negotiations

Contract Carve-Out

A provision excluding specified services, codes, specialties or circumstances from a general contract rule.

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Contracting & negotiations

Contract Renewal Date

The date an existing agreement renews or its next term begins under the written provisions.

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Dental reimbursement

Contracted Fee Schedule

The schedule of reimbursable fees attached to or incorporated into a dental participation agreement.

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Dental reimbursement

Contractual Adjustment

The reduction between a practice's charge and an applicable contracted allowance, when required by the participation agreement.

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Revenue cycle management

Coordination of Benefits (COB)

Rules used to determine how multiple applicable dental coverage arrangements interact on one claim.

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Dental codes & benefits

Core Buildup

A restorative procedure that replaces missing tooth structure to support a crown when clinically indicated; coverage depends on policy and documentation.

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PPO & networks

Credentialing vs. Contracting

Credentialing verifies provider qualifications and enrollment criteria; contracting establishes commercial participation terms and rates.

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Dental codes & benefits

Crown Replacement Frequency

A plan rule that limits replacement benefits for existing crowns within a specified number of years or other condition.

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Dental codes & benefits

Current Dental Terminology (CDT)

The ADA's dental procedure coding system used to describe services on claims; code descriptions and revisions change by edition.

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Dental codes & benefits

D2740

A CDT code commonly used for a porcelain or ceramic substrate crown, subject to the current code description and documentation rules.

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Dental codes & benefits

D2950

A CDT code for core buildup, including pins when required, under the applicable edition and clinical criteria.

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Dental codes & benefits

D4341

A CDT code for periodontal scaling and root planing involving four or more teeth per quadrant, subject to current coding criteria.

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PPO & networks

Direct Payor Contract

An agreement executed between a dental provider organization and the payor or carrier, instead of relying solely on intermediary network access.

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Revenue cycle management

Downcoding

Processing a submitted procedure at a different, generally lower-benefit code or level, when plan provisions allow.

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PPO & networks

Downstream Payor

A payor that obtains network access through another contracting entity rather than through a direct provider agreement.

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Dental reimbursement

Effective Reimbursement

The revenue actually realized for services after applicable adjudication, mix, adjustments and collection effects; define the calculation before comparisons.

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Revenue cycle management

Electronic Remittance Advice (ERA)

A structured electronic transaction reporting claim payment and adjustment details, commonly through the 835 format.

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Contracting & negotiations

Escalator Clause

A provision that increases fees on a defined schedule or according to an agreed formula.

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Contracting & negotiations

Evergreen Clause

A term causing an agreement to renew automatically unless a party acts under specified conditions.

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Revenue cycle management

Explanation of Benefits (EOB)

An adjudication statement describing claim processing, allowances, payments, denials and member responsibility.

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Contracting & negotiations

Fee Loading

The operational process of entering new contracted fee schedules into adjudication and related systems.

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Revenue cycle management

Fee Schedule Audit

A review comparing contractual expected fees to payer systems or adjudicated claims for identified CPT or CDT services.

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Dental reimbursement

Fee Schedule Increase

An agreed upward change to one or more contracted fees, potentially applied uniformly or code by code.

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Dental codes & benefits

Frequency Limitation

A plan limit on how often a covered procedure may receive benefits over a defined period.

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Data & benchmarking

Geographic Market

The area used to select relevant comparison providers and reimbursement observations, whether ZIP, county, metro or another defensible region.

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Data & benchmarking

Machine-Readable File (MRF)

A structured data file published in a format designed for automated processing; qualifying payors publish specified in-network rate information under applicable rules.

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Data & benchmarking

Market Comparability

The degree to which candidate benchmark rates match relevant code, payment unit, network, payor, geography, time and provider context.

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Dental reimbursement

Medicaid Dental Fee Schedule

A state or program-specific schedule listing payment amounts or methodology for eligible dental services, subject to coverage and managed-care arrangements.

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Dental codes & benefits

Missing Tooth Clause

A dental plan limitation that may exclude replacement of teeth missing before coverage began, with variations by contract and jurisdiction.

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Data & benchmarking

Modeled Reimbursement Opportunity

An estimate of potential financial change derived from fee differences and assumed or observed utilization, rather than confirmed incremental cash.

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Contracting & negotiations

Most-Favored-Nation Clause

A provision seeking specified pricing treatment relative to rates offered to others; scope and enforceability vary.

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Data & benchmarking

National Provider Identifier (NPI)

A unique identifier used for health care providers in US administrative transactions; individual and organization NPIs serve different roles.

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Dental reimbursement

Negotiated Rate

A rate or fee arrangement agreed between contracting parties for a defined service and covered network; a published rate observation is not proof of a particular practice's executed fee.

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PPO & networks

Network Access Agreement

A contract governing the terms under which a third party may access a provider network and its negotiated fees.

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PPO & networks

Network Leasing

The arrangement by which one network grants another payor or entity access to participating providers or negotiated rates, subject to contract terms.

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PPO & networks

Network Repricing

The process of applying a network's allowed fee or discount arrangement when a claim is adjudicated.

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PPO & networks

Network Stacking

The presence of multiple possible network relationships for a provider and payor, which may create uncertainty over which arrangement determines a claim fee.

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Contracting & negotiations

Notice Period

The advance interval a contract requires before termination, nonrenewal, repricing or other specified actions.

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Dental reimbursement

Out-of-Network Reimbursement

Payment determined when the provider lacks an applicable participating agreement for that benefit, based on the plan's out-of-network rules.

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Data & benchmarking

P25 — 25th Percentile

The rate at or below which approximately one quarter of comparable observations fall, under a defined sampling and weighting method.

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Data & benchmarking

P50 — Median Rate

The middle of a comparable negotiated-rate distribution under the selected method and population; not a guaranteed or universally attainable contract.

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Data & benchmarking

P75 — 75th Percentile

The reference at or below which approximately three quarters of comparable rate observations fall.

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PPO & networks

Participating Provider

A practitioner or entity recognized as in network for a specific plan, product or location under effective participation terms.

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Revenue cycle management

Payment Variance

The difference between anticipated and posted payment for a claim or line, with a defined source of expectation.

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PPO & networks

Payor Entity

The specific legal or operational insurer, administrator or contracting organization associated with a plan or published rate, not merely a consumer-facing brand.

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Dental codes & benefits

Posterior Composite Downgrade

A common shorthand for a plan paying benefits based on an alternative material or restoration provision when a posterior composite is furnished.

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Dental codes & benefits

Predetermination

A pre-service estimate or review of expected plan benefits, generally not an unconditional guarantee of payment.

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PPO & networks

Preferred Provider Organization (PPO)

A network arrangement in which participating providers accept negotiated terms in exchange for network access and potentially patient volume.

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Contracting & negotiations

Rate Hold

A period in which a contract restricts or defers fee changes, subject to the precise wording.

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Data & benchmarking

Rate Observation

One recorded rate entry from a source file with associated identifiers and context; not necessarily one contract, provider or claim.

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Revenue cycle management

Recoupment

Recovery or offset of an amount previously paid, following a payer adjustment, review or other applicable process.

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Dental reimbursement

Reimbursement Variance

The difference between expected and observed reimbursement for a matched service and contractual context.

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Revenue cycle management

Remittance Reconciliation

Matching remittance information to claims, deposits and accounting records to explain each payment and adjustment.

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PPO & networks

Silent PPO

A term often used when contracted discounts are accessed through network relationships that the provider did not clearly recognize or expect.

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Data & benchmarking

Source Provenance

Information identifying where data originated and how it was transformed or linked before use.

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Data & benchmarking

Tax Identification Number (TIN)

An identifier for the tax-reporting entity associated with a practice or provider group; commonly important in contracting and rate-file provider references.

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Contracting & negotiations

Termination for Convenience

A clause permitting termination without alleging breach when its conditions and notice obligations are satisfied.

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Revenue cycle management

Timely Filing

The deadline by which a claim or required resubmission must be received under governing rules.

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Data & benchmarking

Transparency in Coverage (TiC)

Federal rules requiring many health plans and issuers to disclose specified price information, including applicable in-network rates, with scope and exemptions.

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PPO & networks

Umbrella Network

An organization or arrangement connecting multiple underlying payors or networks for contracting or access purposes.

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Dental reimbursement

Underpayment

A payment lower than the amount due under the applicable contractual and benefit terms, after relevant patient responsibility and adjustments are considered.

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Dental reimbursement

Usual Customary and Reasonable (UCR)

An imprecise umbrella term used for various fee benchmarks; the meaning and calculation vary by payor and context.

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Dental codes & benefits

Waiting Period

A delay after coverage begins before certain procedures become eligible for specified benefits.

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